Investment Property Acquisition Calculator
Calculate loan structure, payments, and investment metrics
Property Details
$500,000
$36,000
$50,000
$5,000
Loan Parameters
80%
7.000%
2.50%
$1,999
Property Expenses
$6,000
$1,500
$0
Acquisition Analysis
Loan Structure
Appraised Value:
$500,000
Loan-to-Value (LTV):
80%
Loan Amount:
$400,000
Origination Fee (2.5%):
$10,000
Service Fee:
$1,999
Down Payment:
$111,999
Monthly Payment (PITIA)
Principal & Interest:
$2,661
Monthly Taxes:
$500
Monthly Insurance:
$125
Monthly HOA/Association:
$0
Total Monthly PITIA:
$3,286
Annual Debt Service:
$39,432
Investment Metrics
Debt Service Coverage Ratio (DSCR):
0.91
Debt Yield:
9.00%
Cap Rate:
7.20%
Maximum Allowable Offer (MAO):
$300,000
Annual Cash Flow:
-$3,432
Total Cash Invested:
$166,999
Cash-on-Cash Return:
-2.05%
Investment Summary
Appraised Value:
$500,000
Loan Amount:
$400,000
Down Payment + Fees:
$111,999
Monthly PITIA:
$3,286
DSCR:
0.91
Cash-on-Cash Return:
-2.05%
Have Questions or Need Assistance?
Contact our team for more information or to answer any questions about your investment property acquisition options.
This Investment Property Acquisition Calculator is for entertainment purposes only. Listed rates, terms, and conditions are offered only to qualified borrowers, may vary by loan product, deal structure, property state, or other applicable considerations, and are subject to change at any time without notice. No information on this site is intended to, or shall, create a legally binding commitment or obligation on the part of HOUSTON FiNTECH and all terms are expressly subject to HOUSTON FiNTECH's credit, and legal approval process.